How To Handle Volatile Markets

Level Up Your Risk Management

The S&P 500 is down almost 10% since the beginning of April and we are only 4 days into the month. The world is shrouded in uncertainty, which has found its way to the stock market and likely, to your clients.

Times like these can make or break a wealth management business. It is much more difficult to make back money once it has been lost, which highlights the importance of proper risk management.

With Pave, advisers receive a robust risk management system that monitors the market and periodically updates portfolios accordingly. Through recent market events, Pave portfolios have outperformed the S&P 500:

• Since Apr 1, 2025: 1.01% average outperformance¹
• Since Jan 1, 2024: 3.33% average outperformance²

Our technology produced similar results during another period of excess volatility: the COVID-19 pandemic. During both the drawdown and recovery, Pave’s technology outperformed the S&P 500:

• First 3 months of 2020 (drawdown): 4.48% outperformance³
• April 2020 through March 2021 (recovery): 7.52% outperformance³

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Pave integrates with an adviser’s existing custodian and can be configured in less than 7 days. It has the potential to automate portfolio management and trading, meaning your firm receives not only state of the art risk management built into every client portfolio, but also the potential to save each adviser up to 18 hours a week. That time is critical to reassure clients and opportunistically grow your AUM.

To learn more, please reach out by emailing sales@pavefinance.com or pressing the button below. We look forward to speaking with you.

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Risk Disclosure & Disclaimer

Copyright © 2025 Pave Finance, Inc. All rights reserved.

For Financial Professional Use Only

1. The comparison of Pave advised portfolios to the S&P 500 over a four day period is not necessarily indicative of how Pave would perform over a longer period of time and during different market conditions. Because this information is for illustrative purposes only and encompasses such a short period of time, no investor should rely upon this information or make investment decisions based on this four-day example. Additionally, because clients of Pave generally pay certain management fees of X%, the out-performance of the Pave portfolios as compared to the S&P 500 would be reduced to X% for this abbreviated and unrepresentative period.

2. The performance information provided herein is for a relatively short period of time and may not represent the performance of Pave vs. the S&P 500 over a much longer period of time that includes different market conditions. Additionally, Pave clients generally pay management fees of X% which would have reduced this out-performance to an adjusted X%. Investors should view the performance of Pave over much longer periods that include a variety of market conditions before retaining Pave as their investment adviser.

3. This material is for educational purposes only and not an offer, solicitation, or recommendation. Investing is speculative and involves risk, including the possible loss of principal. Performance herein is from Pave affiliate, Systematic Alpha Investments, LLC (“Systematic Alpha”). Systematic Alpha is a registered investment adviser. Such registration does not imply any level of expertise by the registrant. Performance assumes the reinvestment of all interest, capital gains, dividends, and fees and expenses of 0.5% charged on an annualized basis. After reduction of fees charged to Pave clients, the Pave portfolios would have been X%. Past performance is no guarantee of future results. Performance results may vary on an investor-by-investor basis.

4. Testimonial provided by Dre Griggs in August of 2023. Mr. Griggs is not a current client of Pave Finance, Inc. (“Pave”) or any of Pave’s affiliated entities. Mr. Griggs is an Independent investment adviser with $300 million in AUM. No compensation was provided in exchange for this testimonial.

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